Thursday, March 30, 2017

Health Insurance Agent Jesse Adler with Adler Insurance discusses how he can assist you in Prescott.

Health Insurance Agent Jesse Adler with Adler Insurance discusses how he can assist you in Prescott.A Prescott resident for 35 years, Jesse is very familiar with the health insurance needs of our residents.  He has been in the health insurance business for over 8 years.  Jesse and his wife Dina, try to really develop a complete healthcare package for each client that is specific to their individual needs.  Here are some more reasons you should consider Jesse and Dina Adler as your Health Insurance Agent in Prescott:

  • They can give you the personal attention you deserve.
  • They are local and know the insurance companies that are represented in Prescott.
  • They are affiliated with multiple insurance companies, so they can help you choose from  many different plans.
  • They will be your personal advocate when dealing with the insurance companies. 
  • No confusing website to figure out…they will sit down with you face to face.
  • Easy to setup appointments.
  • They can come to you.  They will gladly drive to visit you at your home or workplace to discuss your needs.
  • They are well versed in the different healthcare plans available.
  • They will ensure that you are comfortable with your health insurance decisions.

We encourage you to call us and talk further about your individual needs.  Jesse and Dina Adler at Adler Insurance in Prescott would love to assist you in making good healthcare decisions.  Please don’t hesitate to call 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com today!

More Information:
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Friday, March 24, 2017

Adler Insurance explains the different types of life insurance in Prescott

Adler Insurance brings you the different types of life insurance in Prescott
Having life insurance in Prescott is very important.  You want to make sure your family will be taken care of should something unfortunate happen to you.  But where do you start?  Finding the right life insurance policy can be very complicated and time consuming. Adler Insurance explains some of the different life insurance policy types they can provide you.

Term Life – A term life policy covers you for a "term" or period of your life.  They usually have lower premiums for higher coverage compared to whole life policies.  However, rates can change after specific terms expire. There is also no equity and cash value.

Whole Life – Our whole life policies give you protection your whole life, not just for a short period of time.  They can build equity and have cash value over the lifetime of the policy.  They do tend to have higher premiums than a term life policy, but they can be more valuable in the long run.  Some people look at them as more of an investment vehicle versus a life insurance policy.

Term and Whole Life combined –  This strategy works well for those that only need a higher coverage amount for a period of time.  IE:  Mortgage coverage.  But, after that period of time, they only need a smaller amount.  This strategy lowers the premium, yet allows you to still have some permanent coverage.

As an Independent Life Insurance Broker, we can find you the best policy and price to fit your specific needs.  Here are some of the companies we use:
  • EMC National Life
  • West Coast Life
  • Mutual Of Omaha
  • ... and many more
Adler Insurance would love to help you with your Prescott life insurance needs.  Please call 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com to learn more.

More Information:
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Thursday, March 16, 2017

Adler Insurance talks about using a Medicare Insurance Broker in Prescott.

Adler Insurance talks about using a Medicare Insurance Broker in PrescottThere are always a lot of people turning 65 in the Quad City area.  This is an important age when it comes to Medicare decisions.  This is the age that you are able to sign up for Medicare and decide if supplements are right for you or if you should opt for a Medicare Advantage Plan.  These are not decisions to take lightly.  The Government has produced many handbooks, pamphlets, etc to help you in making a good decision, however, Medicare is somewhat confusing and the rules and language change almost every year.  Adler Insurance talks about why you might want to consider using a Medicare Insurance Broker in Prescott.  Here are some of the things you will need to know about your decision:
  1.  Are there deductibles?
  2.  Is there a monthly fee?
  3.  Does my plan include medication?
  4.  Are there limits to my coverage?
  5.  Are there doctors in my area who accept the advantage plan?
If any of this sounds overwhelming to you, you might want to really consider using a Medicare Insurance Broker to help you make informed decisions.  Your Broker will be well versed in the different plans, supplements and options for you to consider. 

Some people say “but I don’t want to pay extra for a broker’s help!”  Don’t worry…you don’t have to!  Brokers get paid from the insurance companies and their commission does not affect your premium.  You will pay the same premium whether you sign up yourself or use a broker to help you.

We hope you found this information helpful.  Adler Insurance in Prescott would love to assist you in making your Medicare decisions.  Please don’t hesitate to call 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com today!

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Thursday, March 9, 2017

Adler Insurance explains why you should choose a Health Insurance Broker in Prescott

Adler Insurance discusses how to choose a Health Insurance Broker in PrescottBuying a health policy is very different than purchasing Auto, Home or Life Insurance. Because your family’s health situation changes constantly, your Healthcare plan will need to change with it.  Adler Insurance explains why you should choose a Health Insurance Broker in Prescott to help you with this difficult task.

You get informed choices – Healthcare Brokers typically represent many different Healthcare providers.  They should be able to find the right coverage for your particular situation by comparing the many different options with you.

Your personal advocate – There are many things that go into Health Insurance.  By having a broker, he or she can be your advocate in the following situations:


-    Claims assistance
-    Explain benefits and options to your employees
-    Resolve billing issues
-    Assist you in making changes to your plan when needed.
-    Communicate with Doctors/Hospitals if necessary.


Will be your Healthcare advisers – Healthcare Brokers not only find you competitive pricing, they make sure you are adequately covered. They will sit with you and go over all of your needs to ensure you don't have any gaps in your coverage.  They will also make sure you choose a plan that works in your area.

Business Partners – Do you own a small business?  Your Healthcare Broker can help you in putting a healthcare plan together for your employees that provides for them at a price you can afford.

They offer one-stop shopping – Healthcare Brokers can usually meet all of your insurance needs with the companies they represent.  They make your life so much easier because you only have to deal with one broker for all of your healthcare needs.

Adler Insurance would love to be your Healthcare Broker.  Please call 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com today!

More Information:

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