Adler Insurance explains why you should use a Healthcare Insurance Agent in Prescott.

Health Insurance is very confusing.  There are constant changes, lots of choices, many different companies and plans.  Why not have an expert helping you along the way?    Adler Insurance explains some of the misconceptions about using a Healthcare Insurance Agent in Prescott:

1. They are just a middle man:  while this statement may be true…it doesn’t mean they aren’t needed.  A healthcare insurance agent is a key part of the process and can walk you through all of the steps in acquiring a proper policy that fits your specific needs.
   
2. You pay more for a Healthcare Insurance Agent:  This is not true.  The agent is paid by the insurance company.  The price to you is the same whether you use an agent or not.  You might as well get the professional advice!
   
3. The Agent has the insurance companies’ best interest in mind, not mine:  Most healthcare insurance agents are independent.  It is in their best interest to make sure you have the best plan available so you continue to stay with them year after year.
   
4. There is no benefit to using an Agent:  There is always a benefit in getting professional advice for free.
   
5. It’s easier to buy health insurance online:  Maybe a true statement if you are buying a pair of shoes.  Health Insurance is very complicated with many different options to consider.  If you choose the wrong plan, you cannot just return it for a refund.     

We hope you enjoyed some of the above clarification.  As you can see, there is no cost to you to receive the professional advice of a qualified Healthcare Insurance Agent.

We encourage you to call us and talk further about your individual Healthcare Insurance needs in Prescott.  Jessie and Dina Adler at Adler Insurance would love to assist you in making good Healthcare decisions.  Please don’t hesitate to call 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com today!

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Life insurance policies for business partners in Prescott are crucial. Adler Insurance explains why…

The death of a business owner can be one of the hardest events for a small business to work through. Besides the personal loss, there’s the practical loss of a key asset and the question of ownership going forward.  Adler Insurance explains why having life policies in place for all partners of your business in Prescott is important.

1.     A life insurance payout can provide operating cash to get the company through a tough time.

2.    It can also help the surviving owners buy a late partner’s share from his or her heirs.

3.    It may be hard to qualify for an additional business loan with one partner gone.

4.    Without a life policy to fund a buy out, you might find yourself partnering with your late partner’s kids.

5.    It is important to pick a policy that will cover the time you need it for.

6.    It is a good rule of thumb to purchase more life insurance coverage than you
think you might need.

7.     Your policy premiums can be expensed from the business.


If you have one partner or a few, you can see that life insurance policies on all partners involved is highly recommended. 

We hope you found this information helpful.  Adler Insurance would love to assist you in making your Life Insurance decisions in Prescott.  Please don’t hesitate to call 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com today!

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Why should you choose an Independent Insurance Agent in Prescott

Finding the right insurance can be very complicated and time consuming. You are striving to protect your hard earned assets and need to make sure you are covered correctly. Adler Insurance answers why you should choose an independent insurance agent in Prescott to help you with this difficult task.

They give you a choice – Independent agents typically represent a multitude of insurance companies.  By doing so, they can find you the best value by shopping those companies for you. They find you the right blend of price, coverage, and service.

They are licensed experts – Independent insurance agents can explain the complexities of insurance in simple terms, helping you make smart decisions. Their career is assisting clients in making good decisions when it comes to their coverage.  It is their responsibility to you, their client, to make sure you have the right coverage you need.

They are personal advisers – Independent insurance agents not only find you competitive pricing, they make sure you are adequately covered. They will sit with you and go over all of your needs to ensure you don't have any gaps in your coverage.

They are your advocate – If you have a claim or billing concern, or need to change your coverage, your agent can be your advocate, working with the insurance companies on your behalf.

They are right around the corner – A local agent is your neighbor.  Loving the same community and citizens as you.  They support your town and are there to help.

They offer one-stop shopping – Independent insurance agents can usually meet all of your insurance needs with the companies they represent.  Making your life so much easier only having to deal with one agent for all of your insurance needs.

Adler Insurance would love to be your independent insurance agency.  We offer health, life and medicare solutions. Please call 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com.

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