Adler Insurance provides residents with the importance of choosing an independent Insurance Agent in Prescott

Insurance can be a complicated purchase. You’re not buying bread or milk. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can seem bewildering.  That is why Adler Insurance gives you 7 reasons to choose an independent insurance agent in Prescott.
They give you a choice – Independent agents represent many different insurance companies that offer a wide variety of coverage options and price points. Most on average sell for five to eight different insurance companies.

They are licensed experts – Independents can explain the complexities of insurance in simple terms, helping you make smart decisions. They make a career out of assessing their customers’ insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price the customer can afford.

They are personal advisers – Agents not only find you competitive pricing, they make sure you are adequately covered.

They are your advocate – If you have a billing or claim concern, or need to change your coverage, your agent can be your advocate, working with the insurance company on your behalf.

They are right around the corner – Independent agents are your neighbors…they share your interest in the community where you live, and understand the benefits and challenges of living in your locale.

They offer one-stop shopping – Independent agents can often meet all of your insurance needs with the companies they represent, providing auto, home, renter’s, and business coverage. Many offer life and health insurance as well.

They are consultants for a lifetime – Independent agents periodically review your coverage.

Find an agent near you and begin your relationship with an independent agent at 928-710-1455. Visit our website at: http://www.adlerlifehealth.com.

More Information:
Medicare Insurance in Prescott
Prescott Healthcare Insurance
Helpful Medicare Insurance Information

Adler Insurance covers Life, Health and Medicare Insurance in Prescott

At Adler Insurance we go far beyond being just another Arizona Health Insurance Provider. We strive to be the insurance leaders you trust to protect your family and your health. From providing you with reliable Arizona Medicare Insurance, Life and Health Insurance, we want to take it to the next step and insure your future and your family's.

Regardless of the type of insurance coverage you need, you can rely on Adler Insurance for a comprehensive and professional review of your situation. Our goal is to make you feel comfortable and confident in our ability to serve you.

At Adler Insurance, we specialize in the following types of insurance coverage:

• Medicare Advantage Insurance
• Life Insurance
• Medicare Supplement Insurance
• Medicare Part D Prescription Drugs
• Long-Term Care Insurance

Learn what your options are - they can be complicated, let us help you
We know that finding the right insurance program can get confusing. From having to weigh the pros and cons, it's easy to get overwhelmed. We guarantee that the health, life, dental, long-term care, Medicare Advantage or Medicare supplement insurance that you buy with our assistance will fulfill your needs.

You can get additional benefits at low or no cost
At Adler Insurance we want to be more than just your insurance provider, we want to be your friend. By helping you navigate your way through one of the most critical life decisions you will have to make; we promise to provide you with a custom Arizona insurance plan you and your family can rely on.

Serving the insurance needs of Yavapai County
Adler Insurance is your local insurance provider of choice for Medicare Insurance, Health Insurance, Life Insurance, and Long-Term Care Insurance in Prescott, Prescott Valley, Chino Valley, Flagstaff, Phoenix, or anywhere in the State of Arizona.


We're experts when it comes to evaluating your insurance needs, and are here to help you. Contact us at 928-710-1455. Visit our website at: http://www.adlerlifehealth.com.

More Information:
Medicare Insurance in Prescott
Prescott Healthcare Insurance
Helpful Medicare Insurance Information

Adler Insurance provides tips on what to do after getting denied life insurance in Prescott

It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes!  Adler Insurance in Prescott helps consumers figure out the next steps on signing up for life insurance in Prescott.

You may fall into the “impaired risk market,” which means you have something in your background that makes you a higher risk for dying prematurely.  While many applicants with this type of history understand they’re up against a hurdle or two, it’s not any easier to be denied life insurance coverage. But, often times, it doesn’t mean the hunt for an approval is over.  Adler Insurance seeks to help provide clarity on the steps to take after getting denied life insurance in Prescott.

Here are three actionable steps you should take if you’ve been denied life insurance:

Collect information. Before an insurer denies an application, they collect lots of data from several sources to evaluate your risk. If the risk is high enough, you are either rated, postponed or denied. In any of these circumstances, requesting more information on the reason for denial is your right.


Confirm the results. Errors can happen. Wires can be crossed. Double check the data that was provided to the underwriter. If poor exam results were cited as the cause, confirm it with your primary care physician. In some cases, a company may simply deny coverage because of new, undiagnosed lab results, even if there is little cause for concern.

Work with an agent. Even with proper research, the first company you apply to isn’t always necessarily the best. Passing along detailed information to an agent can allow them to search into better options. A well-trained high-risk life insurance agent can assess information thoroughly and find a better fit for you.

If the root cause for denial is too great, a different type of life insurance policy altogether may be the last resort.  Give us a call at  928-710-1455 or visit us on online at http://www.adlerlifehealth.com.

More Information:
Life Insurance in Prescott
Prescott Independent Insurance Broker
Helpful Insurance Articles

Adler Insurance provides the necessary information for consumers on qualifying for Medicare in Prescott

You must meet certain requirements for Medicare eligibility.  Adler Insurance in Prescott provides the necessary information to see what qualifications you meet for Medicare.

Generally, Medicare is available for people age 65 or older, younger people with disabilities.  You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if:

• You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
• You are eligible to receive Social Security or Railroad benefits but you have not yet filed for them.
• You or your spouse had Medicare-covered government employment.
• If you (or your spouse) did not pay Medicare taxes while you worked, and you are age 65 or older and a citizen or permanent resident of the United States, you may be able to buy Part A. If you are under age 65, you can get Part A without having to pay premiums if:
• You have been entitled to Social Security or Railroad Retirement Board disability benefits for 24 months. (Note: If you have Lou Gehrig's disease, your Medicare benefits begin the first month you get disability benefits.) You are a kidney dialysis or kidney transplant patient.

While most people do not have to pay a premium for Part A, everyone must pay for Part B if they want it. This monthly premium is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you do not get any of these payments, Medicare sends you a bill for your Part B premium every 3 months.


For more information about open enrollment contact us at 928-710-1455 or by visiting us at http://www.adlerlifehealth.com. 

More Information:
Healthcare Insurance in Prescott
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Medicare Advantage Plan Information