Adler Insurance would like to share the benefits of the Medicare Advantage plan and why it may save you money. If you are still enrolled in the original Medicare plan, it may be costing you unnecessary out-of-pocket expenses. This is because the original Medicare plan had no cap on your annual out-of-pocket exposure. If you do not have a Medicare Advantage plan (also known as Part C), it is a lower-cost alternative plan that also offers more benefits then the old Medicare plan. Most people over the age of 65 are eligible for the Medicare Advantage Plan, there is usually no medical questions asked when applying for coverage.
The nice thing about the Medicare Advantage plan is that it includes benefits provided by Part A and Part B, as well as a slew of additional benefits, like prescription drug coverage. A very important benefit of Part C, is that it is usually less expensive and offers predictable costs. Plan C includes a set co-payment and out-of-pocket maximums so there is no guess work. There are no surprise medical expenses.
Many Medicare Advantage Plans are what are Fee-for-Service Plans, which means that there is a co-payment charged for most services, including office visits, tests, treatments, and hospitalizations. A yearly limit to the amount you can be charged in co-payments for in-network medical services are normally covered under Medicare Parts A and B.
Medicare Advantage Plan Part C lets you go to any doctor that accepts your plan. Most Medicare Advantage Plans include a wide variety of services:
X-Rays
Laboratory Tests
Therapies
Care From Specialists
Hospital Admissions
Follow-Up Care
At Adler Insurance, we are experts when it comes to Medicare Advantage Plans in Prescott Valley, AZ. We have the most experienced agents evaluating our clients’ situations and can recommend insurance coverage that will meet your needs and stay within your budget. Contact us at 928-710-1455. Visit our website at: http://www.adlerlifehealth.com/
More Information:
Medicare Advantage Plan
Medicare Part C
Medicare Insurance Agent in Prescott
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