What type of Medicare coverage do you have?
If you move here from anywhere from within the USA you should be able to maintain your current Medicare Part A and Part B coverage. If you have a Medicare Advantage Plan or Prescription Drug Coverage (Part D), you will need to review that coverage.
Also, once you have found a doctor in your area, be sure to contact your previous healthcare provider and have them send a copy of your medical records.
Do you have a Medicare Advantage or Prescription Drug Coverage (Part D)?
If you’re enrolled in a Medicare Advantage plan or a Medicare Part D Prescription Drug Plan, a change such as moving to Arizona could qualify you for a Special Election Period (SEP). During your SEP, usually 60 days, you’re allowed to enroll into a new plan.
If you miss your Special Election Period (SEP)?
If you miss the deadline to enroll in a new Medicare Advantage plan during your SEP, you’ll return to the original Medicare (Part A and Part B). If you’d like to sign up for a new Medicare Advantage plan after your relocation-based SEP is over, you're not out of luck. You will be able to make adjustments during the Annual Election Period (October 15 – December 7).
Do you have a Medicare Supplement Plan (Medigap)?
There are specific rules regarding switching your Medigap Plan. Are you on a standardized plan accepted in AZ? Do local Doctors who accept your plan here? Also, be aware that you might have to pay more for the Medigap plan in Arizona, and you might have to answer some questions about your health history.
There is a lot to take into consideration. We are here to help! Adler Insurance is your local Independent Medicare Insurance Broker in Prescott, Sedona, Cottonwood, and Camp Verde. We are experts on Arizona Medicare Insurance Plans. Contact us today at 928-710-1455 or visit our website at http://www.AdlerLifeHealth.com.
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