Adler Insurance in Prescott helps consumers navigate the waters of Medicare Advantage Plans

Medicare pays a fixed amount for your care each month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare.  Adler Insurance prepares users for signing up for Medicare Advantage Plans in Prescott.

However, each Medicare Advantage Plan can charge different out-of-pocket costs and have different rules for how you get services.  Often these rules are subject to change every year.

Medicare Advantage Plans Drug Coverage:
You usually get prescription drug coverage (Part D) through the plan.  You can't have prescription drug coverage through both a Medicare Advantage Plan and a Medicare Prescription Drug Plan.

Medicare Advantage Plans and Medigap Plans:
Medigap policies can't work with Medicare Advantage Plans. If you have a Medigap policy and join a Medicare Advantage Plan (Part C), you may want to drop your Medigap policy.

What Medicare Advantage Plans Cover:
Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you're in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you're always covered for emergency and urgently needed care.  Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. 

Adler Insurance in Prescott can answer all of these questions.  Contact us at 928-710-1455 or by visiting us at http://www.adlerlifehealth.com. 

More Information:
Healthcare Insurance in Prescott
Prescott Medical Insurance
Medicare Advantage Plan Information