Adler Insurance provides the ins and outs of Medicare Advantage Plans in Prescott

Medicare Advantage Plans are a series of Healthcare Plans that were created in partnership between Medicare and Private Insurance companies to provide cost efficient healthcare.  Not all Medicare Advantage Plans work the same way, so before you join, take the time to find and compare Medicare health plans in your area.  Adler Insurance in Prescott looks to help clarify what Medicare Advantage Plans are available in Prescott. 

There are five types of plans available in Arizona:

1. Health Maintenance Organization: A group of doctors, hospitals, and other health care providers who agree to give health care to Medicare beneficiaries for a set amount of money from Medicare each month.
2. Preferred Provider Organization: A managed care plan in which you use doctors, hospitals, and providers that belong to the network.
3. Private Fee For Service: A private insurance plan that accepts Medicare Beneficiaries.
4. Medicare Savings Account:This type of health plan has two parts: 1.) Special type of savings account used for health related expenses only. Medicare deposits a set amount per year into your account. The money can remain in the account if not used by the end of the year.2.)High deductible health plan (minimum of $2000)
5. Special Needs Plan: An HMO type plan that limits their membership to people eligible for both Medicare and Medicaid

There may be a number of Medicare Advantage plans available to Arizona residents; your costs may vary depending on the plan you choose. Each plan’s policies may change on an annual basis, so it’s usually a good idea to compare available Arizona Medicare Advantage plans based on where you live and your individual health needs.  Adler Insurance in Prescott can answer all of these questions.  Contact us at 928-710-1455 or by visiting us at http://www.adlerlifehealth.com. 

More Information:
Healthcare Insurance in Prescott
Prescott Medical Insurance
Medicare Advantage Plan Information